Buying a home is a huge investment. So, it’s understandable that you might be looking for any and every way to save some money.

For instance, you may be offered a home warranty plan to cover maintenance and repair costs. When confronted with property taxes, utility bills, new furniture and all other associated costs that come with a house, you may be tempted to turn down a warranty.

After all, that’s what homeowner’s insurance is for, right? Are home warranties worth the cost when you already have a similar type of coverage? The answer is yes, and here are some compelling reasons why.

Coverage Doesn’t Always Cover

When it comes to insurance, you assume “coverage” means you’re covered. The truth is most policies cover up to a point. They’re typically related to paying for damages that are caused by natural disasters, fires, floods, theft or vandalism. If your refrigerator suddenly conks out one day and you’re left with a pool of melted ice cream on the kitchen floor, most insurance representatives will be shrugging their shoulders.

This is one of the primary reasons why a home warranty from Pivotal Home Solutions can be so valuable. They provide for maintenance and repair in cases involving normal wear and tear. Your house’s plumbing, HVAC and major appliances all have a lifespan, no matter how well you care for them. When they reach the end of their time — or there are problems before then — these plans can provide a solution.

Warranty Plans Are a Money-Saver

One of the most frustrating elements of home ownership is dipping into your savings every time something goes wrong. A furnace on the fritz could mean that family vacation everyone was looking forward to must be put on hold. You’re responsible for setting aside the money for those rainy days.

With a warranty, you can always know how much most repairs and maintenance costs will be. Once you choose your plan, you likely will have the coverage you need should anything go wrong. What’s more, you could end up saving a lot in the long run by having the warranty in place the next time a big-ticket item needs attention.

You Won’t Have to Do It Yourself

Many homeowners take pride in being able to fix the little problems that crop up around the house. But even the most dedicated do-it-yourselfer shouldn’t risk trying to repair something as complicated as an air conditioner.

When you have a home warranty, your provider will put you in touch with a qualified technician to assess and/or address your repair needs. You won’t have to worry about finding or vetting a plumber, electrician or other contractor to do the job for you. This can provide you with peace of mind knowing that you’ll be in the best possible care.

You’ll Save Time

Let’s face it, even though the idea of personally making repairs around your house can be romantic, the reality is less appealing. If you’re not experienced, you can expect a lot of trial and error. That’s not to mention all the time you could be wasting at your local hardware store or big-box home improvement emporium.

Putting your trust in a home warranty plan, however, means you won’t have to give up your weekends for a to-do list of repairs. You can step aside, let experienced professionals handle everything — and enjoy the financial peace of mind that comes with warranty coverage.

You’ll be able to talk to a customer service representative 24 hours a day, seven days a week. This means you can have a problem addressed and life back to normal quickly.

Investing in a home warranty makes a lot of sense for several reasons. Many Pivotal Home Solutions plans are extremely affordable for homeowners of all budgets, so there’s plenty of incentive to have a warranty in your back pocket in case anything goes wrong.